tag:blogger.com,1999:blog-3700469527242530776.comments2023-10-24T08:52:10.043-05:00Grumpy's HollowAnonymoushttp://www.blogger.com/profile/17070035707769272213noreply@blogger.comBlogger676125tag:blogger.com,1999:blog-3700469527242530776.post-5625105677484089952019-12-04T00:01:54.822-06:002019-12-04T00:01:54.822-06:00This is a informative blog! Keep it up. Thanks for...This is a informative blog! Keep it up. Thanks for sharing it with us <b> <a href="https://dvcsales.com/" rel="nofollow"> DVC Resale </a> </b>DVC Saleshttps://www.blogger.com/profile/06272725666664356419noreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-9427681173081087242019-08-22T03:14:57.689-05:002019-08-22T03:14:57.689-05:00Thanks for sharing this kind of information with u...Thanks for sharing this kind of information with us.<br /><a href="https://dvcsales.com/" rel="nofollow">Disney Vacation Club</a>Disney Vacation Clubhttps://dvcsales.com/noreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-20629431947048846112018-09-16T13:50:37.682-05:002018-09-16T13:50:37.682-05:00Brilliantly explained, thank you .Brilliantly explained, thank you .Anonymoushttps://www.blogger.com/profile/13739417685000187262noreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-39329332063244102552017-09-14T20:28:24.015-05:002017-09-14T20:28:24.015-05:00Get your access to 16,000 woodworking projects.
T...<b>Get your access to 16,000 woodworking projects.</b><br /><br /><b><a href="http://crafts.syntaxlinks.com/r/TedsWoodworking" rel="nofollow">Teds Woodworking</a></b> has more than 16,000 woodworking sketches with STEP BY STEP instructions, pics and drafts to make each project easy and simple.Bloggerhttps://www.blogger.com/profile/07287821785570247118noreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-13886377812157152582015-09-09T14:59:17.610-05:002015-09-09T14:59:17.610-05:00p.s......two trips ago talked to DVC and did the t...p.s......two trips ago talked to DVC and did the tour...the annual fees is what bothers me...that's the cost of the flight to get there...bennettnoreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-63041046571466696132015-09-09T14:55:10.292-05:002015-09-09T14:55:10.292-05:00couple of hillbillies from maine who enjoy Disney&...couple of hillbillies from maine who enjoy Disney's magic each year...it's been 10 years in a row now...how the time flies.....at 60 and 64...doing the math..the points...the fees...the investment...my wife is a shopper for sure and always get the best deal possible...we most likely will hobble through the theme parks/food/rides for maybe ten more years...is DVC worth it for us...port Orleans...saratoga...boardwalk...swan...dolphin...our stays..bennettnoreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-52155524114355329772015-04-03T15:08:25.784-05:002015-04-03T15:08:25.784-05:00There are lots of misunderstandings regarding time...There are lots of misunderstandings regarding timeshares. The basic idea about them is simple enough- you own the right to use a luxury suite in paradise every year- but it seems almost too good to be true. Even though many people love them, timeshares have been categorized several times as one of the worst purchases you could ever make by many financial magazines. You can find good information: <a href="http://www.timesharescam.com/" rel="nofollow"> http://www.timesharescam.com/ </a>Anonymoushttps://www.blogger.com/profile/11584504991100154982noreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-80407350694974757392014-10-27T07:17:33.575-05:002014-10-27T07:17:33.575-05:00http://justbymg.blogspot.co.ukhttp://justbymg.blogspot.co.ukAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-91688933862152507232014-01-02T11:41:02.188-06:002014-01-02T11:41:02.188-06:00Sophia,
While the DVC Guides do mention the abili...Sophia,<br /><br />While the DVC Guides do mention the ability to use your DVC points to "travel around the world" it isn't the primary sales point of the program.<br /><br />The Disney Vacation Club isn't a traditional time share. People who buy into the DVC are intending to take Disney vacations.<br /><br />In our case, our DVC guide made it clear that using your points to trade out with the partner Time Share group was a waste of points<br /><br />I also have talked to many DVC members and I'd say less than 1% of them regret the decision. While I have met many people with traditional time shares that do.<br /><br />The DVC was never marketed to me as an investment or a way to see the world. It was marketed to me as a way to pre-pay for future vacations to WDW and Disneyland at a fixed price. Considering the rate at which Disney has been increasing room prices, the odds were that there won't come a time, anytime soon, that the price per night would go below what I pre-paid for.<br /><br />In my case, we have already used our DVC enough to get our return on capital expense<br />Anonymoushttps://www.blogger.com/profile/17070035707769272213noreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-2250026822384587322014-01-02T11:34:36.910-06:002014-01-02T11:34:36.910-06:00Getting into a timeshare can be very easy, getting...Getting into a timeshare can be very easy, getting out, not so much. Many vacationers purchase timeshares with the intention to travel around the world, some others pretend to buy the vacation property as a financial investment (which is actually unwise move), while some of them were practically pushed into it. Whichever the reason is, the truth is that loads of timeshare owners regret their purchases.Sophia Johnsonhttp://www.timesharescam.com/timeshare-complaints-resorts-black-list/2-villa-del-palmar-timeshare-complaints/noreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-28184745357278719392013-08-23T03:42:50.662-05:002013-08-23T03:42:50.662-05:00During the past month, vacation club members and s... During the past month, vacation club members and staff have been treated to festivities as RCI has bestowed the official recognition to highly touted properties in the OVC group.<a href="http://mysummitt.com/" rel="nofollow"><br />vacation club</a><br />Anonymoushttps://www.blogger.com/profile/11147140900699808321noreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-2197060384674672642013-04-01T19:52:09.230-05:002013-04-01T19:52:09.230-05:00If I ever won the lottery, I would spend 1 milllio...If I ever won the lottery, I would spend 1 milllion dollars and get enough points to live in DVD resorts year round until I died! But for now I just dream about it, and wish and hope and wish and hope. Like --DVC for quality of the buildngs and furnishings, etc. Dislike-- trying to book when there's no openings.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-23750388152263667402012-09-27T08:52:23.292-05:002012-09-27T08:52:23.292-05:00Just an update that disney did the right thing and...Just an update that disney did the right thing and took care of my account. Should have never happened but in the end they did the right thingFrank Scotthttps://www.blogger.com/profile/09246106936484847441noreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-17816857878246583212012-09-26T15:58:50.180-05:002012-09-26T15:58:50.180-05:00Terrible experience with them. We have a DVC (dis...Terrible experience with them. We have a DVC (disney vacation club) account with them and we banked points. Problem is they expire in one year. <br /><br />Ok so I tried to book a cruise, home resort and other disney properties for my vacation week for the past 3 months and nothing is available.<br /><br />Although there is availability at the resorts and on the cruise ship there is no more vacation transfers during the time period ( first week of november) available.<br /><br />SO at the end of the day I lose about $1000 in points which will expire and they will not let me use them in 2013 EVEN if I book a vacation for 2013 now.<br /><br /> Spoke with supervisors but no help.<br /><br />I'm pretty disgusted with the whole experience. Bottom line is be careful or you will lose if your vacation gets messed up.<br /><br />Not the Disney I grew up withFrank Scotthttps://www.blogger.com/profile/09246106936484847441noreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-75704505600162961502012-09-04T04:00:28.670-05:002012-09-04T04:00:28.670-05:00I'm still skeptical after reading all the post...I'm still skeptical after reading all the posts...what gets me each time is the annual maintenance fees that will go up every year and frustrations on booking your vacation...everyone wants to go on same vacation times as thousands of other people so you really have to plan your vacations ahead of time! I've bought timeshares before based on points system and I always end up canceling before the 3 day grace period ends! These companies will always make money out of you no matter how good it sounds like...they do it for their own benefit not innocent vacationers benefit...there's always a catch! SO PLEASE BEWARE....WHEN IT SOUNDS TO GOOD TO BE TRUE IT'S REALLY NOT!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-28948461036907169622012-08-03T09:46:28.737-05:002012-08-03T09:46:28.737-05:00You also should figure how the value of the DVC ha...You also should figure how the value of the DVC has grown. When I bought in 1993 we paid $52 per point. Now many of the resorts are getting $120 per point. That is a significant increase in the value.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-12464329407528908722012-07-24T12:06:07.850-05:002012-07-24T12:06:07.850-05:00Nice article and good pictures............greatNice article and good pictures............greatBali Hotelshttp://bookinghotels-bali.com/noreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-23767402396521919552012-07-22T13:38:46.944-05:002012-07-22T13:38:46.944-05:00One problem with the disney system is that you nee...One problem with the disney system is that you need to factor in the investment returns you are foregoing by investing $20,000 in this 48 year product. <br /><br />In a moderately returning fund, you will outstrip inflation by a couple of a percent - which works out at $400 per year. <br /><br />Therefore the first $400 that you think you're saving each year on your holiday purchase is actually not a saving at all.<br /><br />This means that if your real points cost of a vacation came to $2,000, and the comparable price for booking the holiday separately is $2,400 then you have broken even - as the $400 price premium for being outside the system would be offset by your investment returns on your pile of cash. <br /><br />Of course the significance of this factor will vary depending on how lucratively investments perform over the next 50 years.Simonhttp://www.financial-expert.co.uknoreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-79886595481455064002012-04-10T22:48:32.259-05:002012-04-10T22:48:32.259-05:00Thanks Mr Grumpwurst, This sight really spelled e...Thanks Mr Grumpwurst, This sight really spelled everything out in black and white for me. I have a small family, and we've been members since my little girl was 3 yrs old, now she is 7, and she's been enjoying them every year since. We only bought 200pts. in the Bay Lake Tower, and I can't remember exactly what we paid for them, but it was close to 20 grand, just shy of 100 dollars a point, and we still got to have double the amount of points our first year. Let me just say, it was the best investment I've ever made. I've lived in Brooklyn my whole life, and not in the greatest section of the borough. When I was a kid, me and my sister were the only kids on the block to have ever gone to DsnyWld, and that was only bc my old man took a loan against his pension bc my mother had passed. My point is, even though I had only been to disney once as a small child, it had a big impact on my life. When I bought my points in 09', I did it bc I wanted my little girl to be able to have more than one trip in her childhood. We are not poor, I make an average income, but if I hadn't bought those points, Disney would probably have been a one time event for our family. This summer, we banked some, and borrowed enough to book and 8night cruise to the Bahamas, leaving out of NY, on the Disney Magic. We've been to Disney every year, sometimes more than once, every year since my girl was 3, staying in accomodations we would've never been able to afford each year, because I surely would've blew that 20 grand on something else, or paid some bills. We've even used our pts to go skiing in Maine through RCI, and felt we got a really good exchange rate for our pts. We have had nothing but good experiences so far, my only complaint is that everytime they send out a new point chart it does seem like they add more points than they take away. Now I've never taken out the caculator and added all the points from one previous yrs chart, and compared them to all the points of a recent years chart, but to me it looks like they wouldn't quite equal each other because there seems to be more higher increases than there are fewer smaller decreases.<br />Now please don't misinterpet what I'm saying here. The shine in my little girls eyes; when we are at DWrld; is priceless, but I'm just worried that if they are sneaking in a couple of points this yr, and a couple of pts next, when I'm dead and buried, and Godwilling, my little girl has her own family. If this continues her 200 pts will be lucky to get her one Wedensday night only in the adventure season. Now I called up DVC because my origanal guide has moved on, and they give me the same speile, that points weren't added, just re-arranged. Comparing the the two seasons, it doesn't seem that way. You've been a member for longer than me and some members who posted, even longer. What is your take, did anyone actually ever check the pts totals? Are we getting a fair shake? I hope so.<br />BillyBillynoreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-7022210927728933572012-04-07T18:47:21.720-05:002012-04-07T18:47:21.720-05:00This is really old so I don't expect this to b...This is really old so I don't expect this to be read. But the biggest miss here in the analysis is that the entire net present value of the initial purchase is zero. That is the money you put down to buy the points is worth zero at the end and thus also zero today. <br /><br />Disney is also making the points less valuable overtime while still increasing fees, note the changes that do not allow resold points in private party transactions to be used at any DVC resort. This causes the market price to fall and allows Disney to resell them at a higher price, since magically anything from Disney can be used anywhere. It is really brilliant for Disney but a really bad deal for anyone else.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-88557496284251301882011-10-09T17:40:50.288-05:002011-10-09T17:40:50.288-05:00Thank you - this is very helpful information. We ...Thank you - this is very helpful information. We are considering buying into the Aulani Resort. I was wondering what your feedback in on booking. How far in advance do you have to book at your home and non home resort in order to still have great room options?Anonymoushttps://www.blogger.com/profile/11343975227754558822noreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-40776911184728765902011-09-14T22:53:55.352-05:002011-09-14T22:53:55.352-05:00To "Anonymous" re: DCL points, banking, ...To "Anonymous" re: DCL points, banking, and contract length,<br /><br />The point costs listed in the charts for the Disney Cruise Line are for the length of your cruise. For instance, a 7-night Western Caribbean cruise on the Fantasy sailing October 20th with a reservation for a deluxe family stateroom (with veranda) will cost 239-255 points per person. That is for the full 7-night/8-day cruise and includes all meals and drinks, minus alcohol and certain soft drink packages, and pretty much all on-board activities. Again, that is the per-person point cost, and it goes down when you add a third/fourth/etc. passenger.<br /><br />So this same stateroom booked for a family of four (two adults, two kids) would run from approximately 611-754 points total, where the 3rd/4th adult would be 128 points and the 3rd/4th child would be 122 points.<br /><br />What are your concerns regarding banking points? It's actually a great system. Say you have 160 points for this use year but can't find the time to take a vacation. If you contact DVC by a certain date (dependent on when you buy into the program), you can bank those points for next year. Effectively, you would then have 320 points to use next use year. Even better, if you decide to take a big vacation next year and need more than two years' worth of points, you can borrow from the following year, so you would have triple points next year - 480 in this case. There is no penalty or fee for doing this, only a deadline.<br /><br />The contract length depends on which resort you buy into. The way I understand it is kind of like this: each resort has 50 years' worth of time-share. If a new or existing member buys points the year a DVC resort is created, then their contract covers the full 50 years. If he or she buys into an existing resort, then their available time might be reduced, depending on how long ago the contract was drawn up (i.e. the points became available for that resort).<br /><br />I hope this helps. DVC is really a program for people who love vacationing frequently and don't mind planning well in advance.<br /><br />Ray, your article is very informative. I once did a similar point value calculation to determine the cost of a spring break vacation I took with a friend of mine and both our mothers. I was probably way off, but I figured out that the point cost of our stay at the Animal Kingdom Villas ended up being 20% of a similar non-points reservation. Excepting the cost of transportation (which can get pricey when you live in the Midwest), I'm confident DVC will have paid for itself within 50 years, assuming the apocalypse passes us by.Ogawahttps://www.blogger.com/profile/07649981917685820050noreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-10642617518411711582011-08-18T15:27:08.485-05:002011-08-18T15:27:08.485-05:00Anonymous,
From my understanding, when a DVC unit...Anonymous,<br /><br />From my understanding, when a DVC unit is built a set number of points are locked in for how much it "costs" to rent a particular room for a particular season. If they want to make a Saturday stay more "expensive" then they'll have to make another night less "expensive"<br /><br />We recently saw this take affect when they had to lower some nights so they could raise others when they found people were not staying on weekends as much as they used toAnonymoushttps://www.blogger.com/profile/17070035707769272213noreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-12966719567649019962011-08-18T15:17:26.059-05:002011-08-18T15:17:26.059-05:00im confused....when you purchase your points you a...im confused....when you purchase your points you are given a points chart which tells you the "cost" of stay. Does the chart stay the same for 49 years or can they change it so it costs more points each year?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3700469527242530776.post-8875353110274057572011-06-25T21:45:41.564-05:002011-06-25T21:45:41.564-05:00I have concerns about the booking availability. Bo...I have concerns about the booking availability. Booking of Disney cruises or the newer resorts are not available during the time we can take vacation.<br />Time share is not a good idea for us.<br />Not flexible enough for our needs.Anonymousnoreply@blogger.com